Plan overview
Plan overview — how the plan works
An enhanced level of benefits for NALC Health Benefit Plan High Option Annuitants with Medicare Parts A and B
You’ll have $0 deductibles, copayments and coinsurance meaning you’ll pay nothing for most medical care. With NALC High Option Plan — Aetna Medicare Advantage, members will get enhanced benefits and added programs that aren’t included with the NALC Health Benefit Plan High Option for no additional FEHB premium.
- $900 per year ($75 per month) Medicare Part B premium reduction for eligible members
- Unlimited physical, occupational and speech therapy visits
- New dental and vision coverage
- Prescription drug coverage as low as $0
- Continued access to your doctors (see any doctor who is eligible to receive Medicare payment and willing to bill and accept payment from the NALC High Option Plan — Aetna Medicare Advantage)
- Added programs such as SilverSneakers® fitness program, Healthy Home Visits, nonemergency transportation and post-discharge meal benefit program, all at no extra cost
